| You will find that there are a lot of people that | | | | for every purchase you make or you get points |
| have mixed feelings about credit cards. To some | | | | for each dollar you spend, these are something |
| they are horrible and something that they wish | | | | you want to look out for. Don't get a credit card |
| they never had and others love them due to all | | | | unless it has something to reward you. I've found |
| the benefits and perks they've received over the | | | | that with my cards I get points for each dollar I |
| years. If you're a college student that is looking | | | | spend, which means I can redeem them later on |
| for your first or another credit card, here are | | | | for gift cards or even money towards my |
| some things you may want to look for. | | | | monthly statement. This is something to always |
| Interest rate: First of all, you want to find a credit | | | | look forward to once you have enough to |
| card that has a low interest rate. Anything under | | | | redeem! |
| 15% is pretty good, especially for a student credit | | | | Reviews: It's always good to get advice from |
| card. Anything higher, it may be a problem if you | | | | other people. Find a credit card that other people |
| don't plan on paying off your bills in full each | | | | like and recommend. If people are talking bad |
| month. So, just to be on the safe side, compare | | | | about it and tell you why you should avoid it, listen |
| all the interest rates and go with the one that has | | | | to them. Instead go with a card that is rewarding, |
| the best. | | | | has a low interest rate and one that people |
| Fees: You will find that there are several fees on | | | | recommend. Reviews can be helpful when it |
| some cards. There are late payment fees, annual | | | | comes to looking into just about everything. |
| fees and fees for just about everything. Keep an | | | | There are several cards out there for college |
| eye out for these and make sure you're not | | | | students. Although, it's important to find which |
| getting yourself into a mess with getting a fee | | | | ones are the best and which ones are the worst. |
| friendly card. | | | | Be sure to use your future card wisely, and to |
| Rewards: There are credit cards out there with | | | | consider everything we've talked about above |
| some great rewards. Whether you get cash back | | | | before you apply for it! |