Selling a Business / Main Street vs. Middle Market

When preparing to sell a privately held business, itconsult with your local business intermediary to
is important to determine which category thedetermine how your business should be treated.
business falls in – Main Street or MiddleMain Street:
Market.  The classification of a business will- Business Revenue:  Less than $3,000,000
determine several important strategic decisions- Business Earnings:  Less than $1,000,000
including: How it should be valued, how to market- Type of Sale:  Asset Sale
the enterprise for sale, the type of buyer likely to- Buyers:  Entrepreneurs or Displaced Corporate
be interested, and the business intermediary firmExecutives
appropriate to engage for assistance.  The goal- Business Valuation:  Based on Sellers
of this article is to highlight the distinguishingDiscretionary Earnings (SDE)
features of Main Street and Middle Market- Financial Statements:  Owner, CPA Compiled
businesses and to review the major differences in- Business Management:  Acquirer is buying a
the sales methodology.job.  Existing management is less critical.
Main Street & Middle Market transactions are- Complexity:  Transaction can often be
most often delineated by the size of the businessaccomplished with less complicated "boiler plate"
either in terms of revenue or earnings.  There isagreements.
not a universally accepted definition of size and,- Confidential Marketing:  Marketing to a very
most often, a business intermediary firm willbroad buyer base.
adopt a specialty formula.  The majority of lower- Marketing Package:  Confidential Business
middle market companies fall in an area whereReview
they are too small for investment banks and too- Pricing:  Marketed with a specific asking price.
large for the average business broker.  - Broker/M&A Fee Structure:  10-12%
Engaging a business intermediary firm who has- Retainers:  Minimal Retainer
the capabilities to properly represent yourLower Middle Market:
company will be critical.  Often the business size- Business Revenue:  $3,000,000 - $75,000,000
is not the only distinguishing characteristic defining- Business Earnings:  Greater than $1,000,000
Main Street from Middle Market businesses.  The- Type of Sale:  Asset Sale or Stock Sale
industry, the complexity of the transaction,  the- Buyers:  Corporate Buyer or Private Equity
depth & breadth of management, theGroup (PEG)
presence of intellectual propriety or private- Business Valuation:  Based on EBITDA
brands, as well as the type of buyer that is- Financial Statements:  Reviewed or Audited
targeted will also have an impact on the methodsFinancials
used to package  the business for sale.  The- Business Management:  Current management is
chart below details some of the typicaloften a key driver to the acquisition
differences in how the two types of businesses- Complexity:  Deal structure can be very
are defined, valued, packaged for sale, andcomplex requiring customized legal documents.
confidentially marketed.  It is important to note- Confidential Marketing:  Highly targeted direct
that the chart is only a guideline as manymarketing to strategic & financial buyers.
businesses will reflect similar attributes.  Please