What is Strategic Financial Management?

Strategic financial management is basically aboutcompany. To maximize the market value of the
the identification of the possible strategies capablecompany, the financial manager will be interested
of maximizing an organization's market value. Itin those projects with maximum returns and
involves the allocation of scarce capital resourcesminimum risk. An understanding of cost of capital,
among competing opportunities. It alsocapital structure and portfolio theory is a
encompasses the implementation and monitoringprerequisite here.
of the chosen strategy so as to achieve agreed3. Dividend decision - dividend decision determines
objectives.the division of earnings between payments to
The key decisions falling within the scope ofshareholders and reinvestment in the company.
financial strategy include the following:Retained earnings are one of the most significant
1. Financial decisions - this deals with the mode ofsources of funds for financing corporate growth,
financing or mix of equity capital and debt capital.dividends constitute the cash flows that accrue to
If it is possible to alter the total value of theshareholders. Although both growth and dividends
company by alteration in the capital structure ofare desirable, these goals are in conflict with each
the company, then an optimal financial mix wouldother. A higher dividend rate means rate means
exist - where the market value of the companyless retained earnings and consequently slower
is maximized.rate of growth in future earnings and share prices.
2. Investment decision - this involves theThe finance manager must provide reasonable
profitable utilization of firm's funds especially inanswer to this conflict.
long-term projects (capital projects). Because theIt should be noted that the theory of corporate
future benefits associated with such projects arefinance is based on the assumption that the
not known with certainty, investment decisionsobjective of management is to maximize the
necessarily involve risk. The projects aremarket value of the company. More specifically, it
therefore evaluated in relation to their expectedis settled in finance that the main objective of a
return and risk. For these are the factors thatcompany should be to maximize wealth of its
ultimately determine the market value of theordinary shareholders.